Tele-Insurance Advice
Avoid Insurance Confusion
Insurance can be very confusing. There are so many opinions and so many agents saying there product is the best, who do you, really believe? What is really the best product for me when there are so many different policies to choose from? And to make it worst, I can choose the least expensive term policies and compare all the companies in the internet today. So what is the best health insurance, life insurance, and retirement annuity for me?
As a member our advisors can help you clear up the confusion and guide you through it all. The answer to what is best for you is determined by your circumstances and your desires for yourself and family. Below are rules of thumb to follow when making your choices?
In choosing your health insurance check with your doctors, ask what carriers they accept. Then only check directly with those carriers and choose your plan.
In choosing your Life insurance plan you must first determine the years you need to be insured. This amount is usually based on your youngest child age, a handicap child, and your desires of how much you want to leave them. Your responsibility to the needs and income determine amount.
In choosing your retirement planning you must first determine what your pension plans, 401K and Social security projected your income to be at age 67 retirement age. Then you work backwards and decide at what age you would like to receive this income. That becomes the amount to plan for if you are satisfied with that income.
These rules of thumb are more realistic than picking a number out of thin air or projecting unrealistic goals. So understanding your needs and desires is how the plans are determined.
Remember, a professional agents or advisors job is to fulfill your desires and dreams by completing the promises made in the selection of your chosen plans.
He has a fiduciary responsibility to protect you and deliver his promises.
Our Insurance partner is Mr. Health Benefits, get in touch with them for FREE Health Insurance Advice!